Bicycle Insurance On Home Insurance. Unlike car insurance bicycle insurance isn t compulsory. The latest figures show that 315 000 bike theft incidents were recorded between april 18 and march 19 so what can you do about it.
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Home insurance is by far the most popular way to insure bikes. While esure does not offer standalone cycle insurance your bike may already be covered if you have contents insurance with esure. Am i covered by my home contents insurance policy.
Your bike will be covered up to your homeowners insurance policy s limit for personal property but your bike s value could easily exceed that especially if it s lumped in with a bunch of other property you need to get reimbursed for at the same time.
According to a survey carried out by bikeradar in april 2016 75 per cent of those who insure their bike do so via their home. Standard home contents insurance cover with esure does cover bikes. Your bike will be covered up to your homeowners insurance policy s limit for personal property but your bike s value could easily exceed that especially if it s lumped in with a bunch of other property you need to get reimbursed for at the same time. While esure does not offer standalone cycle insurance your bike may already be covered if you have contents insurance with esure.
