Bicycle Insurance For Theft. Tl dr extra coverage also known as scheduled personal property covers your bike for theft damage and accidental loss as well as other perils different companies might use different language to describe exactly what they cover so make sure to read through your policy. A good bicycle insurance company offers options for coverage worldwide.
Most specialist insurance policies will cover the full value of your bike in the event of theft or damage in an accident and you will have the added benefit of talking to people who are experienced in dealing with cycling incidents which should make your claims process as smooth as possible. Velosurance offers the availability of a multi risk stand alone insurance policy allowing cyclists to insure their bikes for theft physical loss damage and liability. However depending on the value of your bike and your deductible it might not make sense for you to file a claim.
Cover for personal injuries and loss of income.
Below are some useful examples on how bicycleinsurance ie can help you. Yes bike theft is covered by home or renters insurance with a few caveats. Same goes for renters or condo insurance. You re typically protected if the bike is stolen or vandalized pretty much anywhere including your home garage at the park etc.